The Payment Act, IMPS, and Aadhaar all started before 2014. Many schemes were renamed or expanded from older ones.
- No record found: The sources reviewed do not settle whether the Payment and Settlement Systems Act was created under the previous government before 2014.
- No record found: The sources reviewed do not settle whether UIDAI and Aadhaar were created before 2014.
- True: NPCI was set up in 2008 and IMPS launched in 2010 using existing infrastructure.
- True: Several schemes were continued, renamed or expanded from UPA-era programmes, though the current government scaled digital payments far beyond prior…
Checked against: en.wikipedia.org, The Wire, The Hindu
Why we say that›
Key digital systems and many schemes predate 2014 and were relaunched or expanded later.
The specific claims on the Payment and Settlement Systems Act, IMPS infrastructure, UIDAI/Aadhaar, and repackaged schemes are accurate. The reel presents this as a pattern of the current government taking credit, which is a sharp but supported reading of the continuity. It leaves out major post-2014 scaling like the 2016 UPI launch.
Based on only a few sources, so read this as a first look, not the last word.
UPI itself was launched in 2016 and scaled massively after 2014, turning IMPS foundations into widespread adoption.
Reported 14 Aug 2026
Claims
1 exaggerated · 1 true · 2 no record
- No record found
The Payment and Settlement Systems Act was created under the previous government before 2014.
What we found
The Act received presidential assent in December 2007 and came into force in 2008.
- True, but exaggerated
The IMPS infrastructure on which UPI was built was developed earlier before 2014.
What we found
NPCI was set up in 2008 and IMPS launched in 2010 using existing infrastructure.
- No record found
UIDAI and Aadhaar were created before 2014.
What we found
UIDAI was established in January 2009 and the first Aadhaar number issued in 2010.
- True
Many schemes presented as new by this government were actually older programmes that had been renamed, repackaged, expanded, or relaunched.
What we found
Several schemes were continued, renamed or expanded from UPA-era programmes, though the current government scaled digital payments far beyond prior levels.
The full story, from the sources›
Founded 19 December 2008... NPCI was incorporated in December 2008 (NPCI post-2008; IMPS launched 2010 on existing NFS switch infrastructure). - en.wikipedia.org (2010-06-05) The authors’ main thesis is that even if the names of the schemes have been changed or have been slightly repackaged, the Narendra Modi government is implementing the schemes much more efficiently than the previous government. - The Wire (2017-10-28) it was under the then PM Dr. Manmohan Singh, that we created the Direct Benefits through AADHAAR & UPI architecture... NPCI which runs UPI transactions was established by the UPA government in 2009 itself... First Direct Benefit Transfer Scheme... launched by Congress-UPA in June 2013. - The Hindu (2025-07-01)
From reporting
What else it leaves out (1)›
- Aadhaar gained statutory status and was integrated into direct benefit transfers and digital payments after 2014.
How it's framed (3)›
Sources (3)›
Founded 19 December 2008... NPCI was incorporated in December 2008 (NPCI post-2008; IMPS launched 2010 on existing NFS switch infrastructure).
The authors’ main thesis is that even if the names of the schemes have been changed or have been slightly repackaged, the Narendra Modi government is implementing the schemes much more efficiently than the previous government.
it was under the then PM Dr. Manmohan Singh, that we created the Direct Benefits through AADHAAR & UPI architecture... NPCI which runs UPI transactions was established by the UPA government in 2009 itself... First Direct Benefit Transfer Scheme... launched by Congress-UPA in June 2013.
Notes on this check (1)›
- No speech transcript - analysis rests on on-screen text and frames.
Checked against 3 sources · 14 Aug 2026
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