The Payment Act, IMPS, and Aadhaar all started before 2014. Many schemes were renamed or expanded from older ones.
Why we say that›
Key digital systems and many schemes predate 2014 and were relaunched or expanded later.
The specific claims on the Payment and Settlement Systems Act, IMPS infrastructure, UIDAI/Aadhaar, and repackaged schemes are accurate. The reel presents this as a pattern of the current government taking credit, which is a sharp but supported reading of the continuity. It leaves out major post-2014 scaling like the 2016 UPI launch.
Based on only a few sources, so read this as a first look, not the last word.
UPI itself was launched in 2016 and scaled massively after 2014, turning IMPS foundations into widespread adoption.
Reported 14 Aug 2026
Claims
1 exaggerated · 3 unchecked
- Couldn't check
The Payment and Settlement Systems Act was created under the previous government before 2014.
What's actually true
The Act received presidential assent in December 2007 and came into force in 2008.
- True, but exaggerated
The IMPS infrastructure on which UPI was built was developed earlier before 2014.
What's actually true
NPCI was set up in 2008 and IMPS launched in 2010 using existing infrastructure.
- Couldn't check
UIDAI and Aadhaar were created before 2014.
What's actually true
UIDAI was established in January 2009 and the first Aadhaar number issued in 2010.
- Couldn't check
Many schemes presented as new by this government were actually older programmes that had been renamed, repackaged, expanded, or relaunched.
What's actually true
Several schemes were continued, renamed or expanded from UPA-era programmes, though the current government scaled digital payments far beyond prior levels.
The full story, from the sources›
The PSS Act, 2007 received the assent of the President on 20th December 2007 and it came into force with effect from 12th August 2008. - Reserve Bank of India (2007) [20th December, 2007.] An Act to provide for the regulation and supervision of payment systems in India. - RBI (indiacode.nic.in / rbi.org.in) (2007-12-20) Before its establishment as a statutory authority, UIDAI was functioning as an attached office of the then Planning Commission... vide its Gazette Notification... dated 28th January 2009. The first UID number was issued on 29 September 2010. - beta.uidai.gov.in (2009) Launched in 2016 by the National Payments Corporation of India, UPI has changed how people send and receive money in the country. (Credits post-2014 scaling/expansion; notes prior IMPS but highlights UPI as distinct 2016 innovation). - Press Information Bureau (2025-07-20) UIDAI Launched 28 January 2009... The Unique Identification Authority of India (UIDAI) was established on 28 January 2009 through a notification of the Planning Commission. (Project roots in 2006; statutory status 2016). - en.wikipedia.org (2009-06-25)
From primary sources · reporting
What else it leaves out (1)›
- Aadhaar gained statutory status and was integrated into direct benefit transfers and digital payments after 2014.
How it's framed (3)›
Sources (8)›
[20th December, 2007.] An Act to provide for the regulation and supervision of payment systems in India
The PSS Act, 2007 received the assent of the President on 20th December 2007 and it came into force with effect from 12th August 2008.
Founded 19 December 2008... NPCI was incorporated in December 2008 (NPCI post-2008; IMPS launched 2010 on existing NFS switch infrastructure).
Before its establishment as a statutory authority, UIDAI was functioning as an attached office of the then Planning Commission... vide its Gazette Notification... dated 28th January 2009. The first UID number was issued on 29 September 2010.
UIDAI Launched 28 January 2009... The Unique Identification Authority of India (UIDAI) was established on 28 January 2009 through a notification of the Planning Commission. (Project roots in 2006; statutory status 2016).
The authors’ main thesis is that even if the names of the schemes have been changed or have been slightly repackaged, the Narendra Modi government is implementing the schemes much more efficiently than the previous government.
it was under the then PM Dr. Manmohan Singh, that we created the Direct Benefits through AADHAAR & UPI architecture... NPCI which runs UPI transactions was established by the UPA government in 2009 itself... First Direct Benefit Transfer Scheme... launched by Congress-UPA in June 2013.
Launched in 2016 by the National Payments Corporation of India, UPI has changed how people send and receive money in the country. (Credits post-2014 scaling/expansion; notes prior IMPS but highlights UPI as distinct 2016 innovation).
Notes on this check (6)›
- No speech transcript - analysis rests on on-screen text and frames.
- The account is unknown and no external corroborating posts were located.
- Dropped 2 support citation(s) for "The Payment and Settlement Systems Act was created under …" because the cited passages do not address the claim directly.
- Dropped 2 support citation(s) for "UIDAI and Aadhaar were created before 2014." because the cited passages do not address the claim directly.
- Dropped 2 support citation(s) for "Many schemes presented as new by this government were act…" because the cited passages do not address the claim directly.
- Dropped contradiction citations for "Many schemes presented as new by this government were act…" because the cited passages do not address the claim directly.
Checked against 1 source · 14 Aug 2026
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